AgentSkillsCN

plot-analysis

进行全面的地块评估与详尽的尽职调查（约 20–30 分钟）。适用于用户在初步筛选后，希望对房产信息进行深度分析，或为最终入围的地块提供完整的风险评估时使用。

SKILL.md
--- frontmatter
name: plot-analysis
description: Comprehensive Polish plot evaluation with full due diligence (~20-30 min). Use when user wants deep analysis of a property listing after initial triage, or needs complete risk assessment for a finalist plot.
argument-hint: [Otodom-URL|listing-URL]
allowed-tools: WebFetch, WebSearch, Read, Grep

Plot Analysis: $ARGUMENTS

Comprehensive evaluation for 2-3 finalist plots before site visits.

Critical Requirements

  • •Every fact must cite source: [Listing], [KW: number Dział X], [Geoportal], [KB: filename:line]
  • •No hallucinated data - if unavailable, state "NOT VERIFIED"
  • •Complete cost projection including hidden costs
  • •Risk assessment across all categories

Workflow Overview

Phase 1: Data Extraction

Fetch listing and load regional benchmarks from KB files.

Key files:

  • •findings/home-building-poland/finding-building-plot-poland-guide.md (lines 337-347: price benchmarks, 161-168: utility costs)
  • •findings/home-building-poland/research-building-house-vs-buying-flat-poland-krakow.md (lines 13-21: construction costs, 131: hidden costs)

See data-extraction.md for detailed extraction checklist.

Phase 2: Legal & Zoning

Verify KW (Księga Wieczysta) sections I-IV and MPZP status.

Critical checks:

  • •Dział II: ownership clarity
  • •Dział III: easements (służebności)
  • •Dział IV: mortgages (hipoteki transfer with property!)
  • •MPZP: MN = good, R/ZL = bad

See legal-zoning.md for KW analysis guide and MPZP symbols.

Phase 3: Infrastructure & Costs

Calculate true total cost including utilities, construction, hidden costs.

Cost formula:

text
Land + tax (2%) + notary (~2k)
+ Utilities (0-50k+ depending on status)
+ Construction (120m² × 5,875 PLN/m² = ~705k)
+ Hidden costs (25-40% = ~211k)
= Total ~900k-1,100k PLN

See infrastructure-costs.md for detailed projections.

Phase 4: Risk Assessment

Evaluate 4 risk categories: Environmental, Financial, Legal, Technical.

Auto-reject conditions:

  • •❌ Flood zone (Geoportal check)
  • •❌ Non-asphalt road
  • •❌ Plot <1000m² or >1500m²
  • •❌ KW Dział IV mortgages without resolution

See risk-assessment.md for full risk matrix.

Phase 5: Personal Fit

Evaluate against personal criteria: transport, woods proximity, buildability.

Must-haves:

  • •No flood zones
  • •Asphalt road
  • •1000-1500m² plot
  • •Good transport to Kraków

See personal-fit.md for transport ratings and scoring.

Output Format

Use template in output-templates.md for final report structure.

Verdict options: STRONG BUY / CONDITIONAL BUY / PASS

Verification Checklist

Before submitting:

  • • All price claims cite KB benchmarks?
  • • KW sections (I-IV) all addressed?
  • • Utilities cost uses KB ranges (161-168)?
  • • Hidden costs 25-40% applied?
  • • Flood zone checked?
  • • Road type verified (asphalt required)?
  • • Plot size 1000-1500m² confirmed?
  • • Transport rating from KB?
  • • All must-haves PASS before recommending?
  • • No hallucinated data?