AgentSkillsCN

cashflow-health

评估现金流生成、债务水平与财务稳定性

SKILL.md
--- frontmatter
name: cashflow-health
description: Assess cash flow generation, debt levels, and financial stability
allowed-tools: get_financial_statements get_company_overview
metadata:
  domain: financial
  complexity: intermediate

Cash Flow Health Workflow

OBJECTIVE: Evaluate the company's financial strength and sustainability.

Step 1: Get Financial Data

  • •Use get_financial_statements for balance sheet and cash flow
  • •Focus on: Operating CF, Free CF, Debt levels, Cash position

Step 2: Cash Flow Quality

  • •Is operating cash flow positive and growing?
  • •Is FCF (Free Cash Flow) positive? FCF = Operating CF - CapEx
  • •FCF Margin = FCF / Revenue (higher is better, >15% is strong)

Step 3: Debt Analysis

  • •Debt/Equity ratio (< 1 is conservative, > 2 is aggressive)
  • •Interest coverage (EBIT / Interest Expense, > 5 is comfortable)
  • •Net debt position (Total Debt - Cash)

Step 4: Liquidity Assessment

  • •Current ratio (Current Assets / Current Liabilities, > 1.5 is healthy)
  • •Quick ratio (excludes inventory, > 1 is good)

Output Format

Financial Health: [SYMBOL] FCF: ${amount} | FCF Margin: {pct}% -> [STRONG/MODERATE/WEAK] Debt/Equity: {ratio} | Interest Coverage: {x}x Net Debt: ${amount} | Liquidity: [AMPLE/ADEQUATE/TIGHT] Overall: [FORTRESS/HEALTHY/MANAGEABLE/CONCERNING]