Update docs/DATA_MODEL.md with a double-entry ledger model:
- •chip_accounts: per agent, per currency(only CHIP for MVP1)
- •chip_tx: immutable transactions with (debit_account, credit_account, amount, reason, ref)
- •constraints: amount > 0, balanced entries, idempotency on ref
Define:
- •buy-in rules (reserve chips to seat)
- •hand settlement (winner receives pot, losers pay)
- •rake policy (default: none in MVP1 unless required)