name: personal-finance description: Manage personal finances, track spending by category, set budgets, and receive reminders for EMIs and one-time annual expenses. Use for logging expenses, checking budget status, or setting up financial reminders.

Personal Finance

Track spending, manage budgets, and stay on top of recurring payments (EMIs) and one-time annual expenses using a local SQLite backend.

Preset Categories

The skill starts with: Food, Rent, Utilities, Travel, Entertainment, Shopping, Health, Misc.

Core Features

•Categorized Tracking: Log expenses into preset or custom categories.
•Dynamic Categories: Add new categories on the fly.
•SQLite Backend: All data is stored in finance.db.

Setup

•Run scripts/init_db.py to initialize the database (already done).
•Ask the user if they want to add custom categories or set budgets for the presets.

Logging Expenses

Record spends into finance.db. Example: "Spent 500 on Food for lunch" -> Insert into transactions table.

Scheduled Tasks

•Weekly Digest: Summarize SQLite transactions table.
•Reminders: Check schedules table for EMIs and One-time spends.