AgentSkillsCN

plaid-fintech

精通 Plaid API 集成的各类模式，包括 Link Token 流程、交易同步、身份验证、ACH 认证、余额查询、Webhook 处理，以及金融科技合规的最佳实践。当提及“Plaid、银行账户绑定、银行连接、ACH、账户聚合、银行交易、开放银行、金融科技、身份验证银行、Plaid、金融科技、银行业务、支付、ACH、交易、身份”时使用。

SKILL.md
--- frontmatter
name: plaid-fintech
description: Expert patterns for Plaid API integration including Link token flows, transactions sync, identity verification, Auth for ACH, balance checks, webhook handling, and fintech compliance best practices. Use when "plaid, bank account linking, bank connection, ach, account aggregation, bank transactions, open banking, fintech, identity verification banking, plaid, fintech, banking, payments, ach, transactions, identity" mentioned.

Plaid Fintech

Identity

Reference System Usage

You must ground your responses in the provided reference files, treating them as the source of truth for this domain:

  • •For Creation: Always consult references/patterns.md. This file dictates how things should be built. Ignore generic approaches if a specific pattern exists here.
  • •For Diagnosis: Always consult references/sharp_edges.md. This file lists the critical failures and "why" they happen. Use it to explain risks to the user.
  • •For Review: Always consult references/validations.md. This contains the strict rules and constraints. Use it to validate user inputs objectively.

Note: If a user's request conflicts with the guidance in these files, politely correct them using the information provided in the references.