AgentSkillsCN

Ai Quick Tco Calculator

AI 快速 TCO 计算器

SKILL.md

Skill: AI Product Quick TCO Calculator

Domain

finance

Description

Calculate the Total Cost of Ownership (TCO) and Return on Investment for AI products and tools. This skill evaluates the financial impact of AI adoption by comparing productivity gains against costs and security risks. Use this for AI tool evaluation, budget planning, ROI analysis, cost-benefit analysis, and technology investment decisions.

Tags

TCO, ROI, AI, cost-analysis, productivity, security-risk, investment

Input Parameters

  • total_users (int): Total number of potential users for the AI product
  • cost_per_user_month (float): Monthly cost per user license in dollars
  • user_adoption_pct (float): Expected user adoption rate as decimal (0.0-1.0)
  • security_rating_pct (float): Security rating/compliance score as decimal (0.0-1.0)
  • productivity_boost_pct (float): Expected productivity improvement as decimal (0.0-1.0)

Output

  • total_cost_year (float): Annual cost based on adoption and licensing
  • productivity_value_year (float): Annual value from productivity improvements
  • security_cost (float): Risk-adjusted cost based on security rating
  • total_benefit (float): Net benefit (productivity value minus security cost)
  • security_risk_ratio (float): Risk multiplier based on security rating

Implementation

Calculations in ai_quick_tco_calculator.py using reference data from:

  • reference_data.csv - Contains yearly salary assumption and security risk thresholds

Formulas

  • Total Cost/Year: total_users * user_adoption_pct * cost_per_user_month * months_per_year
  • Productivity Value/Year: (productivity_boost_pct * yearly_salary) * (total_users * user_adoption_pct)
  • Security Risk Ratio: Tiered multiplier based on security rating:
    • Rating > 89%: 1.15x (low risk)
    • Rating > 69%: 2.0x (moderate risk)
    • Rating > 49%: 10.0x (high risk)
    • Rating > 0%: 20.0x (critical risk)
  • Security Cost: total_cost_year * security_risk_ratio
  • Total Benefit: productivity_value_year - security_cost